OUR PRIVACY COMMITMENT TO YOU
At Signature One Mortgage Inc. we are committed to providing you with
financial products and services to meet your needs. Our commitment includes
protecting personal information we obtain about you (referred to as
"information" in this notice) when you obtain a product from
us to be used primarily for personal, family or household purposes.
We want to earn your trust by providing strict safeguards to protect
information about you as we continue to bring you valuable products
and services. Please read this notice to learn about your Privacy rights.
OUR PRIVACY PRACTICES
Our Information-Sharing Practices Apply to:
Customers
Former Customers
Applicants
WE COLLECT INFORMATION FROM:
Applications, questionnaires and other forms you submit, such as your
name, address and income
Your transactions with us and others, such as account balances, fees,
payment history, parties to transactions and credit card usage
Credit bureaus (to determine your eligibility for credit or other financial
products)
Public sources, such as census data and real estate records
List vendors; membership lists, such as magazine subscription lists
Web-based tools when you visit our Web sites, such as "cookies"
We May Disclose The Information Described Above To:
Companies in our corporate group
Other financial services providers, such as credit bureaus, insurance
companies and business partners in joint marketing agreements (CA Residents:
we will not disclose information about you to other financial service
providers in joint marketing agreements, other than as required or permitted
by law, unless you authorize us to do so)
Non-financial service providers, such as retailers, online and offline
advertisers, airlines and companies who help market our products
Carefully selected business partners (e.g., so they can alert you to
valuable products and services)
Others, such as non-profit organizations, and third parties when you
direct us to share information about you
OUR SECURITY PRACTICES
We Have Safeguards To Keep Information Confidential and Secure:
We have up-to-date physical safeguards, such as secure areas in buildings;
electronic safeguards, such as passwords and encryption; and procedural
safeguards, such as customer authentication procedures to prevent ID
theft
We restrict access to information about you to only those employees
who need to know that information to provide products or services to
you
We carefully select and monitor outside service providers, such as mail
vendors, who have access to customer information, and we require them
to keep it safe and secure. We do not allow them to use or share the
information for any purpose other than the job they are hired to do
We train our employees on these security procedures, and we conduct
regular audits to check on compliance with the procedures
PRIVACY POLICY Signature One Mortgage Inc. COPYRIGHT The information
displayed on this Web site is protected by copyright laws.
© 2007 Signature One Mortgage Inc. All rights reserved.
Signature One Mortgage Inc. has developed this web site for you, to
make it easy for you to discover how Signature One Mortgage Inc. can
help you make the best decision regarding a home mortgage. We want to
give you useful information, day or night, wherever you are.
You may visit us anonymously, or you may identify yourself by giving
us your name when you choose to fill out the form or send us an email.
We welcome you either way, and we'll honor your privacy and safeguard
any information you provide.
While we invite you to browse, no information on this Web site may be
reproduced or modified in any manner without the prior written consent
of Signature One Mortgage Inc.
NO WARRANTIES
All information contained on this Web site is provided "as is",
without warranties of any kind, either expressed or implied. Signature
One Mortgage Inc. may add or change the information contained on this
Web site without notice. Under no circumstances shall Signature One
Mortgage Inc. be liable for any errors or omissions in the content of
this Web site, or for any reliance placed on information obtained through
this Web site. It is your responsibility to evaluate all aspects of
the information or other content available through this Web site.
IDENTIFYING LOGOS
The logos displayed on this Web site are the property of Signature One
Mortgage Inc. You are not permitted to use any of these trademarks without
the prior written consent of Signature One Mortgage Inc.
PRIVACY
Signature One Mortgage Inc. does not involuntarily collect your personal
information when you use this Web site. You agree that if you provide
any personal information to us through this Web site, we may use this
information and disclose it to others for the purpose of responding
to your request. We will not disclose personal information to others
unless we need to do so to respond to your request.
LINKS TO THIRD-PARTY SITES
This Web site may at times contain links to third-party sites. Signature
One Mortgage Inc. does not control these linked sites, which you may
use at your own risk, and is not responsible for the contents of any
linked site, any link contained in a linked site, or any changes or
updates to such sites.
Signature One Mortgage Inc. RESPONSIBILITY
We regard confidential information as an asset that we protect with
information security techniques, against loss and unauthorized access
by persons inside and outside our company. Access to your information
is limited to employees who need it for purposes stated above.
YOUR RESPONSIBILITY
For more information about protecting your privacy, you may wish to
visit www.netcoalition.com, and www.privacyalliance.org. If you have
questions about this policy, please contact info@rksloans.com.
The company reserves the right to update this policy from time to time,
so you should review this policy frequently.
COOKIES
Cookies are small, text files that a website can send to your browser
for storage on your hard drive. Cookies make your Internet use easier
by saving your status and preferences about a website. Most browsers
are initially set up to accept cookies, but you can change the setting
to refuse them or to be alerted when cookies are being sent. We do not
store email addresses or passwords in any cookie we create because of
security concerns regarding cookies. Cookie acceptance does not interfere
with your ability to interact with our website, although allowing cookies
does help streamline many of possible functions performed on this site.
You may read more about cookies at www.cookiecentral.com. Individuals
who use these Websites need to accept cookies in order to use all of
the features and functionality of the Websites.
NEW TECHNOLOGY
The use of technology on the Internet, including cookies and web beacons,
is rapidly evolving, as is Signature One Mortgage Inc.'s use of new
and evolving technology. As a result, Signature One Mortgage Inc. strongly
encourages individuals to revisit this policy for any updates regarding
its use of technology.
AGREEMENT
Your use of this site signifies your agreement with Signature One Mortgage
Inc.'s. Privacy Policy. We reserve the right to modify, add, or remove
parts of the policy at any time. If we decide to materially change this
Privacy Policy, we will post such changes on this page. Please check
this page periodically for changes.
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